An Umbrella policy provides additional layers of liability protection, typically $1 million or $2 million, above your auto insurance and your home insurance liability coverage. Consider the following scenarios where an umbrella policy would have been helpful:
•A $1.2 million settlement in New Jersey where an under insured driver hit a policeman who was completing paperwork at a traffic stop. The driver had to pay legal fees for his defense as well as the settlement.
•$1.76 million was awarded to a mother and her 8-year-old child in Florida after a wave runner accident injured both of them. The mother needed corrective surgery after the initial injuries were treated. Learn more here.
The cost of an umbrella policy is minimal compared to the comfort of knowing you're covered. Contact our insurance team today to discuss your auto and umbrella insurance quotes.
Century Insurance agency located in Spokane Valley near Liberty Lake can help you with your insurance needs.